How to pay on Jumia without ATM card?

If you are an avid online shopper, you must have heard of Jumia. It is a leading e-commerce platform in Africa, with a vast array of products ranging from electronics, fashion, beauty, groceries, and much more. Jumia offers multiple payment methods, including ATM card payments. However, not everyone has access to an ATM card or may not be comfortable using one. If you’re wondering how to pay on Jumia without ATM card, you’ve come to the right place.

Introduction

In this guide, we will explore alternative payment methods that Jumia offers for customers who do not have an ATM card. We will also cover the pros and cons of each payment method and give you tips on how to use them safely.

Here are some of the payment methods Jumia offers:

  • Cash on Delivery (COD)
  • JumiaPay
  • Bank Transfer
  • Mobile Money
  • Voucher/Gift Card

Now let’s dive into how to pay on Jumia without ATM card using these payment methods.

How to Pay on Jumia without ATM Card?

Cash on Delivery (COD)

Cash on Delivery is the most popular payment method on Jumia. It allows you to pay for your order in cash when it is delivered to your doorstep. COD is convenient because you don’t need an ATM card, and you can inspect your order before making the payment.

However, COD has its downsides. Firstly, it is only available for select products and locations. Secondly, it attracts an extra fee, which varies depending on your location and the value of your order. Lastly, you need to have the exact amount of cash because Jumia delivery agents do not carry change.

To pay for your order using COD, follow these steps:

  1. Select your desired products and add them to your cart.
  2. Proceed to checkout and select the Cash on Delivery option.
  3. Enter your delivery details and confirm your order.
  4. Wait for your order to be delivered and pay the delivery agent in cash.

JumiaPay

JumiaPay is a digital wallet that allows you to make online payments using your phone. It is convenient because you don’t need to carry cash or an ATM card. JumiaPay also offers cashback rewards and discounts for using the wallet.

To use JumiaPay to pay for your order, follow these steps:

  1. Create a JumiaPay account or log in to your existing account.
  2. Link your debit card or bank account to your JumiaPay account.
  3. Select your desired products and add them to your cart.
  4. Proceed to checkout and select the JumiaPay option.
  5. Confirm your order and enter your JumiaPay PIN or biometrics to complete the transaction.

Bank Transfer

Bank Transfer is another payment method Jumia offers. It involves transferring the amount due for your order from your bank account to Jumia’s bank account. Bank Transfer is convenient because it doesn’t require an ATM card, and it is secure. However, it may take longer for your payment to reflect on Jumia’s system, which may delay the delivery of your order.

To pay for your order using Bank Transfer, follow these steps:

  1. Select your desired products and add them to your cart.
  2. Proceed to checkout and select the Bank Transfer option.
  3. Follow the instructions provided to make the transfer to Jumia’s bank account.
  4. Wait for your payment to reflect on Jumia’s system and for your order to be delivered

Mobile Money

Mobile Money is a payment method that allows you to pay for your order using your mobile phone. It is convenient because you don’t need an ATM card, and you can make payments from anywhere at any time. Mobile Money is also secure because it uses encryption technology to protect your data.

To use Mobile Money to pay for your order, follow these steps:

  1. Select your desired products and add them to your cart.
  2. Proceed to checkout and select the Mobile Money option.
  3. Select your mobile money provider and enter your mobile money number.
  4. Follow the instructions provided to complete the transaction.

Voucher/Gift Card

Jumia also offers vouchers and gift cards that you can use to pay for your order. You can purchase vouchers or gift cards using cash or mobile money from Jumia’s partner outlets. Vouchers and gift cards are convenient because they don’t expire, and you can use them to pay for any product on Jumia.

To pay for your order using a voucher or gift card, follow these steps:

  1. Select your desired products and add them to your cart.
  2. Proceed to checkout and select the Voucher/Gift Card option.
  3. Enter your voucher or gift card code and confirm your order.

FAQs

Can I use PayPal to pay on Jumia?

No, Jumia does not accept PayPal payments at the moment.

Is it safe to use JumiaPay?

Yes, JumiaPay is safe to use because it uses advanced security features to protect your data.

Can I use Bank Transfer to pay for any product on Jumia?

Yes, Bank Transfer is available for all products on Jumia.

How do I purchase a voucher or gift card?

You can purchase vouchers or gift cards from Jumia’s partner outlets using cash or mobile money.

How long does it take for my payment to reflect on Jumia’s system when using Bank Transfer?

It may take up to 48 hours for your payment to reflect on Jumia’s system when using Bank Transfer.

Conclusion

In conclusion, if you don’t have an ATM card or prefer not to use one, there are several payment methods available for you to pay on Jumia. Cash on Delivery, JumiaPay, Bank Transfer, Mobile Money, and Voucher/Gift Card are all viable options that offer convenience, security, and flexibility. Always make sure to follow the instructions provided and stay safe when making online payments. Happy shopping on Jumia!

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